Pilot mills are great because they keep you working constantly. Your flight times will increase quicker, but they pay crap. The part 61 schools I worked at paid up to $40/hr and most times I made a living and paid the rent. Try NS aviation here in S. Florida, great environment and boss; I heard last week they needed more CFI's.

Anywhere you consider applying/working, simple ask the guys what they've been netting and make a financial plan to make due on that or less. As far as relationship issues stopping you, don't let them.

GOOD LUCK ON THAT CHECKRIDE! Just be cool, and do what your CFI has prepped you for.