Originally Posted by
nwaf16dude
Based on a little googling and the numbers on my last pay statement, I'm pretty sure that your own contributions count toward the 51,000 415 limit.
Yes, they do count. It's a careful dance. You want the Company to pay in as much as they are required. Then, if you calculate you are short and won't make the $51,000 limit, you contribute to your 401(k) on your own.
This is a high class problem. New hires won't need to figure this out for quite a few years.