Originally Posted by
Airhoss
You never know when that good health a$$ kicking is going to turn into a bad health a$$ kicking. One second you are Mr. Universe the next second you're in the ICU wondering if you'll ever be able to walk again. Shiz happens.. It's better to have it and not need it.
This.
I do not think the UPA is a "great" contract but, IMHO, the LTD plan is one of the few true wins. Since everybody is automatically enrolled and one has to actually actively opt-out, there's no excuse not to have coverage.
Also, the UAL plan could last a pilot a working career of benefits as there is no expiration limit other than death, retirement, or regaining a medical. This alone is a HUGE benefit compared to many other plans.