Good advice. Everyone gets distracted. I hope you learned from it. The way you describe it I don't see a deviation (maybe if you were off frequency for a while). We get C208's that essentially line up with a crossing runway then turn a very short final. It looks kind of cool and sounds like what you almost did. If I clear you for a visual approach with no restrictions and you aren't following any traffic visually, it's on me if there is conflict. There are certain profiles I expect, but you have a lot of discretion on a visual.

A few years back we were told not to say "no problem" on the frequency because it can make it harder to take enforcement action. We can also get in a lot of trouble for not reporting a possible pilot deviation. Good luck.