Originally Posted by
NERD
Sorry to keep beating this horse, when we could be discussing alpa/dpa or underboob
Ok, if my math is correct in a worse case situation in network only(gold $1908 premium + $2300 deductible + $4500 coinsurance max -$1050 rewards = $7658 out of pocket)(silver $708 + $4300 + $4500 - $550 = $8958) Difference of $1300 savings going with the gold. With only the individual maximums the difference is much smaller $5008(gold) vs $5308(silver). The calculator shows the silver saves me $700 for the year based on our past use, which was a pretty standard year for us.
I was thinking about retiring from the reserves, but I might just stick around for a few more years of TRICARE. Compared to the above our plan for a family of four is:$2400 premium+$300 deductible +1000 maximum out of pocket, for a total of $3700.
I admit since we have been on TRICARE I don't pay too much attention to the DAL plans, but I don't really remember them being that expensive.
Has this been a gradual deterioration over the years or did it all get whacked in BK? Is this part of our contract or are we under the same plan as the non-contract employees?
Scoop