A bit of an odd statement.

I would gather, that you have Tri-Care and mil spec retirement, that is the only way I can reconcile your reluctance.

The problem with the "I'm okay, doesn't affect me" kind of thinking is that when it finally does, no one will speak for you when it finally does affect you.

Further, is there some reason why you believe that your fellow pilot shouldn't have decent healthcare, shouldn't have retirement similar to other major airline pilots, shouldn't have access to vacation?

By not submitting a card, you are essentially saying that you think what ELT has done over the years, gutting of benefits, vacation, scheduling is just fine with you.