Originally Posted by
Razorback one
Unfortunately, I know a little about the Loss Of License. Your benefit is $1200 a month. The kicker is 1year waiting period. You must appy for the LOL benefit within 90 days of when you first called in sick. I can't remember how long it lasts, and I hope I'm better before I find out. DPMA covers you for the first 12 months. DPMA is a max of 12 months and a max of 2 times in a career.
Friendly advise from your fellow DAL guy: Get your life insurance and disability insurance NOW! It can happen to you! I'm 37 years old, 2 kids and a stay at home mom, with cancer. I will be back but with CT scans for the rest of my life. I have some life insurance but should have more. I will never be able to qualify for more.
I don't want to scare anyone, but it can and does happen. Protect your family.
Razorback one
NBCSICB
Razor,
Most importantly, I wish you the best in your recovery and return to the line. I appreciate you sharing your story for the benefit of others.
As a point of clarification, it is not technically correct that you can only get DPMA 2 times in your career. DPMA was a maximum lifetime benefit of 2 years. An individual event is capped at 1 year of benefits. If you only used 6 months of DPMA for an event, you would still have 18 months of benefits available over the remainder of your career.
Over the course of a career, a pilot could have 2 events of 1 year each, 24 events of 1 month each or anything in between.