Originally Posted by Ragtop Day

Rocky,

You may want to look into this more... I'm not an expert (so be sure to verify any info), but I believe the hsa money stays with you and can be used in subsequent medical (non hsa) plans. I think what you want to do is possible. The money stays in the hsa, but can be used to cover any medical expenses even in a hra plan. You cannot contribute any more $$, but you can spend what you already have without tax implications. In addition I think you can roll over the money to an Ira or just keep it as an investment account until retirement. If you are considering changing plans you may want to give Delta or ALPA a call.