I'm usually quick to jump on guys for speculating about accidents before the FACTS have been released. In this case no one was hurt, at least not that we know about yet anyway.
If ... "It could happen to anyone."
How come it's never happened to 99% of us (maybe more)? Should the 1% still have their licenses?

It's been touched on very lightly here ... where was ATC? If the crew was, in fact, cleared for an Instrument approach ... why wasn't there a LOW ALTITUDE WARNING issued by ATC?
I can't think of a bigger screw-up (where people lived anyway).
Did they have to call in Boeing Test Pilots to get it out of there?