Aviator89

I know this has been talked about a ton on APC but... I am having a hard time making a decision and simply want to hear what you would do in this scenario and why.

I have 35 credits left to earn before I get my BS in aeronautical sciences with a minor in management. (I have a few years experience in management in the customer service field working for a company that had hotels, movie theaters and resorts. Basically all around customer service)
I recently decided I desire a bachelors in Technical Management instead. However, I would lose 36 credits and add a year to two years more to my online classes which could get in the way of work and get pushed back even more.
As many have stated, a degree outside of aviation is a good thing. However without any experience in that field is that really going to help? With many years in the aviation field wouldn't the Aeronautics degree be better suited for me in case I lost my medical?

My goal is to have a degree I can use outside of flying, and come away with as little debt as possible. Right now if I keep the BS aeronautics I will kinda be able to use it outside of flying (working at an FBO, airline, charter etc. in another capacity than flying or some other job that doesn't require a degree) and have little debt. If I switch degrees to Technical Management, I will have a degree that is usable in both the aviation field and others but have 20+ K in student loans, but with no real management experience except working as an assistant manager in customer service. (face to face, not call center CS)

What would you do, and why?

Thanks.