Thanks for all the replies guys.
Hawker Driver - for clarification, two type-rated captains ARE required for insurance purposes. I'm paid industry wage for an FO, but I am type-rated and required to be per insurance (Was type rated before I was bolted on).
BoilerUP - Depends on your definition of low time/experience. I had 2 years of jet PIC experience prior to coming on board here. The chief pilot was NOT type rated prior to getting hired. So most of the beginning months I was the one mostly running the show in the air.