Spot on James. A recently retired Captain told me about how the light bulb went on for him with all of this many years ago. As a young F/O at Eastern, he was in the right seat of a 727 blowing a gasket one day over repeated operational meltdowns. His Captain that day, an old codger with a deep southern drawl, looked over at him and said "Son, how many more years of this do you have to go." He replied, "Well, 25 more." The old guy looked at him again, shook his head, smiled and said "Son, ya ain't gonna make it." After getting the point, he went on to make it in good health all the way to retiring at 65. Exactly in line with what James is saying.