Thank you! It will definitely be a nervous next 12 months for my family and I, but they are behind me 100% and I feel it's definitely the right call for where we are in life.

Another plus to getting off AD now is that my wife is starting Dental Hygiene school a year from now and will be using the 9/11 GI Bill for that. Considering I will no longer be on AD we will receive E-5 BAH while she is in school and that comes out to almost $1700 a month for where we will be living. Her school is 6 hours away from our current base so if I stay on AD I would have to pay for 2 places to live without that BAH and live apart from her and our son for 3 years.

Between that BAH, Traditional Guard/Reserve pay, and Regional pay we should at least be able to survive and hopefully get to about 75% of what we were used to as a 7 year AD Captain. Hopefully at about the time she is graduating from Dental Hygiene school I will be getting picked up by a Major and life will be good not to say it isn't already really good!