Originally Posted by
zoooropa
Exactly, it is better to tax the seed instead of the harvest.
There is a great illustration out there about deferring taxes for 30 years by contributing to a 401k or IRA. The IRS ends up recouping all of the taxes that you defer after less than 4 years of distribution, after that point it is all profit for the IRS (and a loss for the investor).
Pay the taxes now, you will be very happy that you did.
Except there is an extremely high likelyhood that will change. They will come after that money. Watch for it. One way or another. And no one will have any sympathy for you either, because they will structure it to only target "the rich" which is anyone who has more than the numerical majority, and you will have way, way more than that. They will either come after it directly, or at the very least use it to means test other things way, way down. They will get your Roth money one way or another.