The benefits are good once you have past the 6 mos no insurance period. The benefit administrator is Blue Cross Blue Shield of Texas. However, BCBS of Texas only administers the plan as a rep for CA. There is no pre-existing clause either. You will have to pick between a myriad of plans like a PPO or HMO type with 80/20 co-pays and etc... to find the best mix for your needs and the costs are reasonable. A few CA guys I know pay about $100-$200 a mos.