Well, then they deserve to pay the price. This is has been looming on the horizon for YEARS. If you don't take the test by the cut off then have to foot the bill, I have zero sympathy for your stupidity.
What if a person just turned 20 and has ~1700 TT 500 TPIC /135 Current. But cannot take the written due to age, and will not fork over 15K. Zero sympathy for that?