Maybe, guess it depends...........

Work a decent amount, don't overextend one's self, save, try to invest wisely the first 20 or so years or so.

Then in the back 20 or so, work as little as possible. Enjoy the kids/grandkids games/plays/graduations, do all the traveling one ever wanted to do, sail around the world, ride a motorcycle across the continent, climb Kilimanjaro, restore old cars, spend time volunteering, pursue whatever hobbies one ever wanted to, whatever.

As opposed to many others that have had to suck up being recycled, start over, grunt out the dark decade chasing their tail at this silly career just trying to get somewhere. And before they know, they're a little too old and having to fly too many trips playing catch up to attempt a lot of the above.