He already got one of those "mortgages" in 2008. He was 27 when he bought the place so he had no idea what was going on, turns out houses are expensive and he stopped paying. Eventually the sheriff showed up and asked him to leave. Like ***? After declaring bankruptcy, he got this so called "credit card".. maybe you've heard of it...he maxed it out. Turns out the payments became more than he could pay so he stopped...............