Some operative words from your posts..

"Midwest" <-- meaning the cheap part of the country where the minority of people live

"neither of them" <-- meaning your mom worked and you were a latchkey.

"I grew up" <-- meaning a long time ago, before costs were what they are today.

I don't need to say anymore.. you're happy making $6000 after taxes.. knock yourself out, and do me (and many others) a favor and stay at your Regional.. Please!