Songman you do realize that you have left hundreds of thousands of dollars on the table by CFI'ing over the years. If you would have CFI'd for 2 years and then came to the regionals 10 years ago you would have been a captain in 2 years, since upgrade was short at some regionals, making $70k and now you would be a 10 year longevity captain making $90,000. Also, most don't consider it pay but regional pilots get 4 to $6,000 per year in tax free per diem.