Originally Posted by DLpilot

You were already getting those reward dollars. They did not increase from the previous year. Therefore you will have more out of pocket cost. If your deductable last year was $1000 and your reward was $600, then you had an out of pocket of $400 to cover it. Now if your deductable goes up to $2000 and you still only get $600 then you now have $1400 out of pocket. Our cost went up plain and simple. The reward dollars cover less percerntage of the total cost now. Therefore you will pay more out of your wallet.