I think we need a modern version of a debtor's prison for regional pilots who can't/won't repay their loans. I think the government should make those pilots stay at the regionals and repay their loans, or have them garnished.
I'm all for the majors checking credit history and I wouldn't hire someone with a bad credit report. It shows them to be irresponsible, and I don't want someone like that pulling the gear for me.