Few thoughts to add. I am going on terminal leave in June. Found out in my ethics JAG outbrief that you can't technically start a new job on your 20 days permissive TDY so keep that in your crosscheck when doing the leave/TDY calculations. I am bumping my retirement up a month to deal with this.

If you are approaching age 45 and use term insurance and are in good health then lock in 30 year term insurance rates before your birthday. They normally don't go past age 75 and as a mobility pilot in good health and not flying general aviation I qualified for the best rates that will beat VGLI rates hands down. I ran a laundry list of products and did lifetime calculations if any one wants any info on the best pricing I found.