AWAC insurance is probably the best part of our contract. You have the option of a PPO BCBS or an HMO I think. They recently added some garbage HSA thing too because they really can't stand the fact that we have great insurance and want to get people on that. The HMO is the one that only costs about $15 to have a kid (or so I've heard,) but you need to make sure you are in network. Otherwise you're paying full price. I just had a kid with the PPO and the total was around $500 dollars. That was with an extra night stay in the hospital. Given the fact that my neighbors (not in the airline industry) had to pay close to $2000 to have their kid, I have no complaints. For the PPO, with coverage on my wife, myself, and our daughter it's around $215 per check.