Originally Posted by Nevets

The end dollar definitely should be taken into consideration. Just pointing out that for a comparable plan, you may pay more in premiums at one place versus another. It's one of those things that is definitely part of your total compensation, yet doesn't show up in your W2 (like B fund contributions, matching funds, per diem, etc). That is the amount that your company pays on your behalf for a given health plan they offer. They may offer really nice health plans but if you are paying for 50%, then it's not necessarily as good as a silver plan which you only pay 20% of the premiums. The other thing to keep in mind is what the company can do as far as changing deductibles, co-pays, co-insurance, prescription drugs, etc. Some contracts like ASA's, there is a limit to how much the company can gut. At XJT, they have to offer the pilots at least a good of a health plan they offer any other employee (including upper management). At Skywest, they have no limits on how badly they want to gut it out.

All these things should be taken into consideration.