2 years ago they may not even remember you. But just tell then what happened. You were 19...at 19 I certainly wasn't living on easy street...and pretty much every pilot has at one time or another been broke off their butt. I've been there. I stopped flying twice because of it. I had to do it on my own, like most...and being 16...17...between school, work, car insurance, etc. It doesn't leave you with much time to work for additional cash...at least to the level you can consistently fly towards a rating/license. Can be done, but it's rough. We've all been there.

Get back in the cockpit and don't let something so small bother you. Everyones been there.