Originally Posted by
tsquare
And don't forget that you can use your bank to "fill up" also. If you are a young/junior guy, you really should fill your bank as soon as possible. Especially if you are a newhire or if you are going to upgrade anytime within the next year, or go to a higher paying seat. There is nowhere you can invest today, with the certainty of this technique and get the kind of return you will get, because remember that you take the time out of your bank at your current rate, not the rate at which you put it in....
You can also go negative if needed. Making sure you get full double pay on a GS is a excellent reason to use negative bank.