Originally Posted by
Jp8burner
I pulled the handles a few months ago and went to GEICO. 4 cars, 2x teen drivers, USAA was $305/month. EXACT same coverage, $160/month with GEICO. I have no doubt their policy service will not match USAA's, but at over $1700/year difference, I'll take crappy service and a little vacation money. Now my newest car is a 2007, so I'm not exactly concerned about losing a bunch of cash if things don't go my way in a claim.
Solid recommendation. I saw your assessment and did some research. I went from $135 a month with USAA for 2 cars (my wife and I) to $48 a month with Geico. That's over a grand a year difference. The only coverage difference I changed was taking the comp/coll deductibles up from $500 to $1000 on each of the vehicles. We live in BFE so I'm comfortable with that gamble.