Yep, sorry, I stand corrected. The only shareholders are us. I should do my research before shooting my mouth off. I just assumed with the slick commercials that they were seeking profits for someone outside the company.

Thanks for the advice above, especially CheapTrick. I may take a hard look at what I have left with them (banking, homeowners, auto) when I do retire from the Navy in a few months. OKC got hit hard by weather over the last 5 years, so homeowners is getting very expensive in this area. USAA has raised my rates by about 500/yr for the last two years and I think that is fairly typical of this area. I did get some quotes about a year ago and USAA was still lower by a few hundred bucks.