Originally Posted by
CheapTrick
Of course the insurance people all measure risk and what you mention must be taken into account. I think their rates are high for other reasons. Chiefly, spreading the cost of a risker subscriber base when the gates were opened.
Well, when they changed from officers and even officers & top-3 to all the 18-24 year olds, the risk pool changed dramatically. Now it's wide open if your dog was in the military, so the risk is all over the place...