Damn. Too bad he didn't talk to you before he got himself in that pickle. If he takes on that debt and gets stuck at a regional he is well and truly hosed for life.

So he'd need even more debt to get a CFI so he's employable? Assuming that making $100K+ loan payments on CFI/regional pay is not in the cards...

Go get a real job.

Assess options to finish a degree at lower cost part-time and/or distance learning. Can he transfer credits to state U?

Get a better job with the degree. Live frugal, make progress on loans.

Assess situation. Consider pay-as-you-go flight training at the local patch. Make the jump to CFI and then regional when finances permit (if he's still interested when he gets to that point).

Hopefully no wife/kids in this...