Originally Posted by
dtfl
We have had UHC through my company and TRS as a secondary. TRS has been - transparent. When my wife calls them for her very odd/demanding (leukemia) meds, etc - it's no issue. They are secondary, but in many cases we have the Drs send scripts to Tricare only due to cost. 1 med through UHC with TRS as secondary is $125 copay. (7k without) - TRS only? $0. Yes. $0.
If you can get a lower plan through your company and TRS as secondary it's a good deal - assuming you will save $ overall - we do.
How do you get Tricare Standard to be primary for prescriptions when you have Other Health Care(OTH)? We had a similar situation and Tricare told us it was in the law that you had to file with your primary insurance first and then let Tricare pick up the copays and deductibles, up to the Tricare allowed amount. Once we did it this way, it was not a problem.