Originally Posted by
tsquare
All cynicism aside, my question is how insurance after retirement works. I have no idea, and that is really the last piece of the puzzle I need. I got my LTC policy, and some good term policies, but if I go early, how does health insurance work? If anything keeps me here until 65 it will be that.
T, I've been retired since before roller bags and CRM, you can keep your insurance if you like your insurance [I heard that somewhere]. I just kept DPMP. As I said earlier, the plan's numbers are not terrific. You retire, you pay. I'm not sure what the reduced rate is, but it is considerable. I've had no problems with DAL and I've been sicker than a 9 month hooker. [ malaria, etc.] I pay [just myself] $220 a month for med. and dental, $2000 out of pocket, $250 deductible. I think it pays to look around, I'm just *******in' lazy.