While perusing a few websites for corporate pilot positions, each one required time-in-type (but not a type rating) to apply as SIC. Is this the standard and not a minimum which can be waivered?

Without paying for flight time in an aircraft type, I do not see how to meet that minimum requirement. My career in the Navy will soon be over, and I would like to pursue airlines or corporate. Although I meet the mins for legacy airlines, the time-in-type corporate mins as SIC is a hurdle.

I did consider paying for an ATP and type rating (FSI, CAE, or ProFlite), but I read the Citation thread. The consensus was that it was a waste of too much money, however, I do have the GI Bill.

Just wondering how people get a corporate pilot position, but the jobs I have seen all require time-in-type?

Thanks ahead of time for any responses.