Sputnik

Question for the retired folks, what's better? Standard or Prime?

My family is on standard now, and really likes the freedom it offers. Sitting on the outside, they get much more responsive care on standard than when they were on prime and had to be seen on base.

Looking at retiree plans, standard seems about the same as for active, though the max out of pocket goes up to $3k. At least on paper, prime looks to be a little more painful--have to call for authorizations, etc.

To me standard looks better (if a little more expensive), but everyone seems to go to prime so I feel like I must be missing something.

Anyone have thoughts on this?

Thanks