I've heard this a few times before and i'm just not seeing it. Maybe my squadron is different, but our airline guys seem to have it best. The guys who have the civilian jobs (non-flying) are the ones that can't seem to find time for all three. Maybe it's because they are usually in fairly high up/important positions with their company. These guys just can't seem to find the time to get away to the Guard. Airline guys just drop a trip here and there or jump on a set orders...the airline doesn't miss them when they're gone. The same can't be said about non-airline guys.

YMMV!