Originally Posted by
TOGA
I supplement my income by helping people pay off their mortgages at a greatly accelerated rate without spending any more money than they would have. Check it out at *deleted by admin*
Those MMA's are a nice concept and one that can be easily implemented yourself, at a savings of +/- $3500 for fees and monthly finance charges on the HELOC. In addition, as long as you have a financial buffer, you can be earning interest yourself on that amount instead of paying 8%+ for a HELOC. It's not a scam, but pretty close to one.