I agree, not even to compare NJA and legacies, but it is what the OP wanted, not me.
It boils down to this, where is it better? And I did not start this thread
As per the safety part, which should always be considered, it is my opinion that NJA is more prone to an event than a legacy.
My opinion, and I already explained it.
Now, you feel thankful to the NJA paycheck that supported you, and everybody can appreciate that, but because of that you honestly feel like suggesting somebody that they are better off in NJA than in a legacy? Your family now has the benefits of one partner being in a legacy, what if only one of the two is a pilot?
(Again, we are talking money and days home here, not QOL.
That is subjective)
Please do answer honestly, not for me, I made my mind already, but for the OP and anybody else with his doubts.