Ken, hey that makes 2 Kens around here- reserve will be 2-3 months, then buildups (which are actually nice) and then real lines. I flew 97 hours in May, and have 98 hours for June- line was 94 and I helped out a guy and picked up a day for him. You can bank on 100 hours of credit (pay) and 95 hours (at least) if you want to fly. The 150% is available- some say its helping the company- its up to you. I get enough flying with what I am awarded and while 150% is tempting, I enjoy some golf and time with the lady. If you have any questions feel free to PM me. I never broke guarantee FWIW on rsv and if I can give you just one bit of advice its this- READ THE CONTRACT- its not the best contract but there is alot of stuff that can't be done legally that they will try to do. O- and NEVER answer your phone if you are not on duty or on reserve. They WILL leave a voicemail, if you are interested in what they have call back- otherwise its a JM call and those are never good. They can't/won't do anything if you don't answer. Did I mention not answering the phone?