I can't wait to hear your sob story when ATP takes you for a ride.
Any time you go to a pilot factory, regardless of what the name is, they're going to be just that. A factory. The faster they churn you out, the faster they can get the next sap willing to pay to play. Quantity over quality. And do you think that instructors that have only been at it for three months are experience? Hell no. I wasn't and I was flying 80 hours per month. Low time CFIs trained by low time CFIs mean you don't get the most for your money.
Slice said it best. The students that study on their own time will save themselves money and time because we have to spend less time spoon-feeding them. It sure is amazing, I've had students that have taken over 80 hours to get their rating (LAFF will accuse me of stringing them along) and students do it in just under 50. I would much rather fly with the guys that do it in less time. No, I don't make as much money on them but yes, I'll usually do more worthwhile training with them when they move on to advanced ratings.