I have it too and it didn't surprise me in that many good ways. We are behind in just about every category except 4 days off and transition conflict.

I will say this: if we are not thinking about scope and LTD then we need to reevaluate. If section 1 isn't iron clad the rest of the contract is garbage. Our code share language basically gives away the farm. Also, think about how very fragile your medical certificate is. Right now you could flush a multimillion dollar career down the drain with a small medical problem and our LTD pays you for only a couple years and then you have to go retrain yourself for a new career. What if that happens in your 40s or 50s? It should pay til 65 PERIOD! and if you make other income that doesn't require a medical certificate it shouldn't affect your LTD benefit.