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Old 10-09-2014 | 08:44 PM
  #170067  
GunshipGuy
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Joined: Jul 2007
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From: Permanently scarred
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[QUOTE=gzsg;1743193]
Originally Posted by Denny Crane
Not to change the subject but have any of you taken a look at the new healthcare plans for 2015. Gotta say I'm not impressed. If I read them correctly, this year under the diamond HSA (which becomes the silver HSA) the deductible for an individual is $2750. Then the 80/20 kicks in for another $500 so the max out of pocket for an individual is $3250. It looks to me under the 2015 plan the deductible is NOT counted towards the max out of pocket so the 80/20 now applies to $2500 (instead of $500 like 2014). Making the max out of about $5000 for the year. I'm talking similar plans from year to year.

Am I wrong?

Much overlooked and in dire need of repair. Basically worthless unless you have a major event.

IMO management should put $4000 a year in all pilot's HSAs and the unused portion rolled to the next year.
IMO pilots who don't use the company health plan should be provided 75% of what the company would otherwise be paying in premiums for that employee so as to provide fair compensation across the group. I put it in my survey. I'm guessing I'll see it in a TA somewhere down the road just like the CDOs showed up in one, except you actually heard about this idea before you read it in an DALPA TA announcement.