I love it when people complain about Obama Care and don't even understand what it is. While I may not agree with the whole "act", I think it is important that people at least understand what it is and how it works. All of us will be buying our health care insurance that way within 5 years anyways so you just as well get to know what we've got.

You have just as much chance of getting shuffled around on UHC insurance through Delta as someone does who purchases insurance through an exchange. No one is "on" the affordable care ac,t they buy insurance through an exchange. In fact, in some states people "on" the affordable care act have access to the exact same plans we do from UHC, they just pay more in premiums. So, they have no more chance of being denied coverage than you or I do.

In my area I can purchase a BCBS HSA plan from the exchange that is almost identical to what Delta is offering in the Silver HSA plan for 2015. Delta will charge me about $200/mo while on the exchange the plan costs about $750. Right now that is not very "affordable" unless I become unemployed and don't have access to an employer provided plan. If I had to pay COBRA premiums to keep my Delta UHC plan I would be just over $1000 an month so at that point it is a more affordable option to get health care coverage for my family.

At the end of the day, either way I get my health insurance it is provided by a private insurance company. As long as I "choose" the plan that has the coverage I need, I should not get denied coverage if I get Ebola whether I have UHC insurance through Delta or through an Exchange.