There is no "right way" to do it. Everyone's situation is different, that is one of the benefits of this job.

Some guys want and work for max $$$$$$ - and it works for them.

Some work for max time off - and it works for them.

Many work for a combination of max $$$$$ with the minimum amount of "extra work."

Who cares - to each his own.

Where I have to draw the line is at 12,000 + dudes/dudetts trying to fly 90 hours hard time a month.

Scoop