Options:
1. Date a rich person.
2. Get a second job.
3. Find a better job.
Bleeding money to fly makes no sense. Paying dues doesn't mean selling your soul. Sounds like some soul searching is due. Giving up earning potential to fly...I guess it all depends on what's more important to you. I did a comparison of flying vs. non-flying pay and I decided it's not even remotely worth getting the flying job (starting at the regional level for 5 years and moving on to the majors). Clearly, that 5 year plan was really optimistic looking at it with today's eyes. Spend some time in spreadsheets.
Quick numbers using Republic Airways lowest pay scale with a change to captain pay at year 5 over 10 year period: $512,000. This is based on 1000 hours of flying at the hourly rate. You could make more or less so this is a ball park number.
$50,000 desk job* with 2% year over year increase over 10 years: $547,486.05.
$75,000 desk job* with 2% year over year increase over 10 years: $821,229.06.
$100,000 desk job* with 2% year over year increase over 10 years: $1,094,972.10.
* Not considering any promotions and salary increase commensurate with such promotions, compensation packages, 401(k), and other benefits.
What's more important? Flying or money? Only you can decide.