Originally Posted by
NERD
If you choose one of the HSA plans, can you contribute to the FSA in addition to the HSA accounts? Use the FSA money for out of pocket to try and roll more/all HSA money over to the following year?
Yes you can contribute to both. I try to preserve and never touch my HSA contributions and I try to forecast the FSA costs (Orthodontia, Vision, Dental deductible, any Out of Area & Chiropractic, accupuncture). Some people use their HSA like a FSA and any remaining stays in the account. In the FSA its a use it or lose thing. I tend to under estimate my FSA costs so I don't lose it.