Originally Posted by
Qotsaautopilot
No one consistently beats the market. If they do, any gain is eaten in fees. This true in any actively managed fund in any retirement account. Buy a stock index fund, a bond index fund, and a cash fund. Balance your money in each based on where you are in age. Retirement made easy. Good luck
I've done really well the last few years with Vanguard Total Stock Market Index Fund (VTSMX) set it and forget it

perfect for lazy people like me that don't have the desire,energy, skill to individually pick stocks