If you can figure out how to operate Fifi's box, you can figure out how to build your portfolio for way way cheaper.

While the difference between a "20XX" fund expense ratio of 1.05% vs an ultra low cost portfolio you can build yourself for about .15% May seem insignificant, over time with large balances the difference really adds up.

Like $50k or more.

I don't know about you, but spending a minimal amount of time reading up on the topic in exchange for $50k or more seems like a good deal...