Originally Posted by golfandfly

I don't believe the ALPA disability plan has a four year limit. I'm not sure about the loss of license.

You pay a set percentage of your check with the ALPA disability coverage. You have 2 options, collect one or two years after you are disabled. Obviously, the 1 year option is more expensive.

The ALPA plan is not taxed. They pay a flat 17% based on your highest consecutive 12 months in the past 3 years. Unlike the company plan, there is no cap at $260,000. So if your high 12 months was $400,000, you'd take in a tax free $68,000/year.

That's how it was explained to me. That sound right??