Originally Posted by ClickClickBoom

All good and fine as long as you are within your cash amount, but let us know how it is when the unexpected happens, like a pesky car accident where everyone needs care. Had a F/O who's son needed emergency surgery/treatment to the tune of 100K+, he was worried that the company was gonna force him to the CDHP program, the continuing treatment for his son would have required him to quit and seek a job with medical benefits. That's what insurance is for, when I am well, I pay into the pool, and when you and your kids are sick they can use "my" money to get better. CDHP is the ultimate in the "me" generation, its all good until you go past you cash, then when your kids are sick/ill/hurt you will be first in line at the county emergency room demanding 'free" treatment.
The number 1 reason for personal bankruptcies is medical costs. Enjoy your CDHP, as long as everyone is relatively healthy it's all good, and when you need public help with your and your kids health I will continue to pay the taxes so you and yours can live.